Everyone has a different idea as to what is important to their family. Before proceeding with your financial plan, we focus on the most important aspects of your family’s life. After we are clear on these, we can commence.
Our difference is we understand the options that best fit your individual needs. If a product is required, we will select the best one based upon the needs of you and your objectives.
As we do not receive commissions or incentives from any third party organisation – we are only influenced by your needs.
There are times where we prepare financial plans with no product recommendations. In these cases, the plan is your value.
Every financial plan we create is different.
The only reason for our financial advice is you. We are only paid by you. We won’t sell you a range of financial products or services. We want to ensure your life goals are achieved.
- Retirement planning & superannuation
- Investment planning
- Investment strategy
- SMSF / Superannuation strategies
- Tax planning
- Tax effective investment strategies
- Risk management & personal insurance
- Cash flow management
- Debt management and loans
- Retirement investment strategies
- Estate planning
There are two parts of our planning process:
We focus on who you are, what you want and need. We’ll help you prioritise your goals and test your tolerance to risk. We take stock of your financial position to evaluate how you can achieve your goals and objectives.
We begin creating financial strategies. This involves developing multiple scenarios, undertaking further research and liaising with your other professional advisors. Throughout this process, our regular communication with you means you have input on the creation of your financial plan.
No great plan is worth the paper it is written on – unless somebody does the heavy lifting to make it work.
With finances, one mistake can lead to financial ruin. We implement your financial plans on your behalf. This important step is not included to save you time, it’s included because our financial experience means we understand every nuance, nook and cranny regarding putting your financial strategy into action.
Implementation may be a simple roll over of several super funds into one, the creation of several tax structures or coordinating several professionals including accountants and solicitors for you.
Financial advice is only valuable if it is complimented by ongoing opportunities to adjust and realign.
Structured reviews provide comfort that your goals remain relevant with the changes in your life. We call this the professional step.
Modifications to your existing plans will often be required. Just as your Doctor will ask you to visit for a regular check – so will we.